Home Purchase Loans

Allied Offers Numerous Home Purchase Loan Options

There’s never really a bad time to buy a home. Your lifestyle, financial situation and long-term
plans should all factor into your decision.

If you’ve been shopping and your offer has been accepted, we can streamline the loan
experience to help get you into your home as quickly as possible. If you’re still looking, get
prequalified now so home sellers will take your bid seriously when you’re ready to make an
offer.

Talk to one of our licensed loan officers to get started.

Conventional Fixed-Rate Mortgage Loans:

These are your typical home loans often associated with 15- and 30-year terms. The fixed rate offers borrowers certainty with a consistent monthly payment amount, regardless of future rate fluctuations.

Benefits

Fixed rates mean consistent principal and interest payments.
The loan will fully amortize over the life of the mortgage.
Payment doesn’t change when interest rates change.

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Adjustable-Rate Mortgage Loans:

As the name implies, these adjustable-rate mortgages (ARMs) feature an interest rate that changes after a fixed amount of time. ARMs typically offer lower interest rates than fixed mortgages initially but reset to the market rates after a pre-defined number (often 5, 7, and 10 ) of years. Note there’s always the potential that rates increase over time, which is why we don’t recommend these loans for risk-averse borrowers or borrowers.

Benefits

Lower payments and initial interest rates
Paydown mortgage faster
Buy more house.

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Jumbo Loans:

A jumbo loan is a mortgage for an amount that exceeds the limits set by Fannie Mae and Freddie Mac. So as its name implies, a jumbo loan covers a larger than normal loan amount.

Benefits

Allows you to borrow more than traditional loans.
Opportunity to buy a larger, more luxurious home.
Finance multi-unit investment properties and second homes

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Our Happy Customers

Reviewed for Paul Bierly on Dec-05-2025
“He was knowledgeable, patient, great sense of humor & very kind!”

Chelsea J

Reviewed for Cathy Rebecca Fernandes on Dec-05-2025
“Carthy was fantastic and and great to work with”

HENRY P

Reviewed for Kevin Zenstein on Dec-04-2025
“Kevin was always available and helpful to me with any and all queations that I had. He sent reminders when I needed to hand things in and guided me through the mortgage process with positivity and kindness I really appreciate him and his team as well Mu underwriter Melissa was great too!”

Tracy

Reviewed for Shawn Cohen on Dec-04-2025
“Shwn and his team helped me out every step of the way. They were able to guide me with my first home purchase and made the process easy an pleasant.”

Adrian

Reviewed for Maria Laffredo on Dec-03-2025
“Thanks for your service”

Christopher A

Reviewed for Steve Lewis on Dec-03-2025
“It was an easy, relatively pain-free experience (if one doesn't count all the closing costs). Steve and the other folks I interacted with were friendly and helpful and answered all my questions in a timely manner. The entire process went quite smoothly and finished on schedule. I would not hestitate to go to them again if I ever need to refinance again. Thank you to everyone involved.”

Timothy

Reviewed for David Knaus on Dec-02-2025
“David was so communicative and helpful during a pretty stressful process”

John P

Reviewed for Patrick Nitsche on Dec-02-2025
“I had an excellent experience working with Patrick.. He is knowledgeable, responsive, and guided me through every step of the process with patience and clarity. His expertise made what could have been a stressful experience feel smooth and manageable. I highly recommend them to anyone looking for a trustworthy and skilled mortgage professional.”

Danielle

Reviewed for on Dec-02-2025
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Heriberto

Reviewed for Michael Grant on Dec-01-2025
“From the moment I started the loan application process, Michael Grant made sure I understood everything. He helped me resolve all the questions that came up, and even outside of business hours, he would answer the phone to see what I needed or what questions I had. Right up until the final closing, he made sure everything was clear and easy for us. He is an excellent loan officer, and everyone who assisted him is incredible—great teamwork. Thank you very much.”

Heriberto