Home Purchase Loans

Allied Offers Numerous Home Purchase Loan Options

There’s never really a bad time to buy a home. Your lifestyle, financial situation and long-term
plans should all factor into your decision.

If you’ve been shopping and your offer has been accepted, we can streamline the loan
experience to help get you into your home as quickly as possible. If you’re still looking, get
prequalified now so home sellers will take your bid seriously when you’re ready to make an
offer.

Talk to one of our licensed loan officers to get started.

Conventional Fixed-Rate Mortgage Loans:

These are your typical home loans often associated with 15- and 30-year terms. The fixed rate offers borrowers certainty with a consistent monthly payment amount, regardless of future rate fluctuations.

Benefits

Fixed rates mean consistent principal and interest payments.
The loan will fully amortize over the life of the mortgage.
Payment doesn’t change when interest rates change.

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Adjustable-Rate Mortgage Loans:

As the name implies, these adjustable-rate mortgages (ARMs) feature an interest rate that changes after a fixed amount of time. ARMs typically offer lower interest rates than fixed mortgages initially but reset to the market rates after a pre-defined number (often 5, 7, and 10 ) of years. Note there’s always the potential that rates increase over time, which is why we don’t recommend these loans for risk-averse borrowers or borrowers.

Benefits

Lower payments and initial interest rates
Paydown mortgage faster
Buy more house.

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Jumbo Loans:

A jumbo loan is a mortgage for an amount that exceeds the limits set by Fannie Mae and Freddie Mac. So as its name implies, a jumbo loan covers a larger than normal loan amount.

Benefits

Allows you to borrow more than traditional loans.
Opportunity to buy a larger, more luxurious home.
Finance multi-unit investment properties and second homes

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Our Happy Customers

Reviewed for Shawn Cohen on Aug-24-2026
“Communicatio”

Jose A

Reviewed for Eduardo Buller on Aug-24-2026
“Eduardo was very helpful , transparent and communicative with us throughout the process. He answered all our questions and provided guidance. He was always available when we needed help. His help , along with the assistance of his team made everything possible. He always treated us with courtesy and kindnes. We are very grateful to him and we highly recommend his service.”

Angel Tomas

Reviewed for Dan Lapic on Aug-22-2026
“Dan Lapic was always accessible . I didnt have to wait for him to contact me back no matter what time or the day it was He was knowledgeable and that was important to me because I have never had to do this before GREAT GUY!!”

Kevin

Reviewed for Janet Angelo on Aug-21-2026
“professional”

Thanh Sang

Reviewed for Kevin Zenstein on Aug-21-2026
“I like the constant communication and quick response. The loan officer is very knowledgeable and always available to answer any questions.”

Hector E

Reviewed for Jason Horten on Aug-20-2026
“Jason took great care of us during our first home purchase! You always hear horror stories about getting a mortgage, but our experience was the complete opposite. Everything was smooth, seamless, and we didn’t experience a single hiccup along the way. Jason was incredibly helpful and made the entire process so much easier than we expected. I”

Kevin

Reviewed for Eduardo Buller on Aug-20-2026
“Muy complacida con su trabajo gracias a Eduardo muller y a todo su equipo súper profesional y excelentes personas ”

Yoxibel

Reviewed for David Knaus on Aug-20-2026
“Dave was a huge help. He made the process as easy as possible and we'd recommend him to anybody that is looking to buy a home.”

Steven

Reviewed for Shawn Cohen on Aug-20-2026
“The team was very knowledgeable and helpful, always had the answers to my many questions. I also appreciate that they were willing to work with my unconventional income.”

Eric Thomas

Reviewed for Janet Angelo on Aug-20-2026
“Buying a home in NJ when you live in Tennessee is overwhelming. Janet and Kelly were great in helping me to not drop the ball on paperwork or anything else that was necessary for the process.”

Stephen R