Home Purchase Loans

Home Purchase Loans

Allied Offers Numerous Home Purchase Loan Options

There’s never really a bad time to buy a home. Your lifestyle, financial situation and long-term
plans should all factor into your decision.

If you’ve been shopping and your offer has been accepted, we can streamline the loan
experience to help get you into your home as quickly as possible. If you’re still looking, get
prequalified now so home sellers will take your bid seriously when you’re ready to make an
offer.

Talk to one of our licensed loan officers to get started.

Conventional Fixed-Rate Mortgage Loans:

These are your typical home loans often associated with 15- and 30-year terms. The fixed rate offers borrowers certainty with a consistent monthly payment amount, regardless of future rate fluctuations.

Benefits

  • Fixed rates mean consistent principal and interest payments.
  • The loan will fully amortize over the life of the mortgage.
  • Payment doesn’t change when interest rates change.

Adjustable-Rate Mortgage Loans:

As the name implies, these adjustable-rate mortgages (ARMs) feature an interest rate that changes after a fixed amount of time. ARMs typically offer lower interest rates than fixed mortgages initially but reset to the market rates after a pre-defined number (often 5, 7, and 10 ) of years. Note there’s always the potential that rates increase over time, which is why we don’t recommend these loans for risk-averse borrowers or borrowers.

Benefits

  • Lower payments and initial interest rates
  • Paydown mortgage faster
  • Buy more house.

Jumbo Loans:

A jumbo loan is a mortgage for an amount that exceeds the limits set by Fannie Mae and Freddie Mac. So as its name implies, a jumbo loan covers a larger than normal loan amount.

Benefits

  • Allows you to borrow more than traditional loans.
  • Opportunity to buy a larger, more luxurious home.
  • Finance multi-unit investment properties and second homes

Our Happy Customers

Reviewed for Wendy Monaco on Jun-26-2026
“Everyone i talked to was very friendly, informative and tried their best to help me get everything done the right way”

Nicholas

Reviewed for Beth Wood on Jun-23-2026
“Thank you beth for everything.”

Ryan

Reviewed for Steven Galin on Jun-23-2026
“Allied Mortgage helped me with my refinancing needs when several other lenders were not helpful due to my DTI. I was going to give up trying but I thought of taking one more chance when I heard the voicemail offer from Steven Galin. I have dealt with very many lenders and loan officers over the years but no one can top Steven. He is very knowledgeable and really took time to educate me and explain the process clearly, and I also had much vicariously learning along the way. In addition, he patiently explored several options until he found a plan that was practically tailor made and worked very well for me. I went through several refinancing processes in the past several years, and I often found it quite tedious and sometimes frustrating. However, I never experienced any of that in dealing with Steven. He kept me informed with frequent updates both by phone and email and I always knew what to expect. I actually found the whole process to be exciting and fun because I knew he was helping me reach my goal and very graciously too. I was a bit sad when we came to closing only because the phone calls were ending. I cannot say enough about how good Allied Mortgage was to me because to me Allied Mortgage is Steven Galin. I will keep his contact number for sure and I will be proud to refer friends who will need his help.”

Agnes B

Reviewed for Samuel Corona Jr. on Jun-23-2026
“After starting out with another mortgage broker and dealing with slow response times it was recommended that I reach out to Sam. He got back to me on Sunday of memorial day weekend! Sam told me what was needed and I quickly got that over to him. He managed to have a pre-approval ready to go within hours if not one hour. He communicated with all agents in a timely manner which got our offer accepted! My only problem was not starting out with Sam. Because it took so long to get the offer accepted(other brokers fault) we had to adjust our offer because another one came in. Sam guided us through the process and answered all calls and texts very promptly. When we go to move again he will be among the first calls made. I highly recommend him to anyone and will definitely do what I can to send more business his way.”

Thomas

Reviewed for Kevin Zenstein on Jun-23-2026
“Thank you, Allied, for helping us purchase our dream home! Kevin Zenstein and Melissa Fisher were absolutely outstanding from start to finish. Their communication, efficiency, and guidance made the entire process smooth and reassuring. We truly appreciated their professionalism and dedication every step of the way. Thank you again to Allied Mortgage for such a wonderful experience!”

Ryan John

Reviewed for Yazmin Llamas on Jun-23-2026
“She was helpful and supportive throughout the entire process.”

Valentina

Reviewed for Wendy Monaco on Jun-23-2026
“We felt comfortable and in safe hands from our very first conversation with Wendy. We were first-time homebuyers and she took the time to make sure that we understood everything that we would need to close and every step of the process. I expected our initial phone call to be maximum 15 minutes but she spent 50 minutes with us comparing the other rates we had received and making sure that we knew exactly what we were getting into. We would work with her again in a heartbeat.”

Stephanie

Reviewed for Maria Laffredo on Jun-23-2026
“Prompt replies, very attentive.”

Dana

Reviewed for Yazmin Llamas on Jun-22-2026
“Working with Yazmin was a great experience from start to finish. She was always quick to respond, provided clear and helpful advice, and made sure I understood every step of the loan process. Her knowledge, professionalism, and communication helped make what could have been a stressful experience feel smooth and manageable.”

Herbert Emilio

Reviewed for Cathy Rebecca Fernandes on Jun-22-2026
“Wonderful person and a great individual, always helpful and caring, thank you Cathy”

RONLEY


Most Popular Allied Loans


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877-448-2745 info@alliedmg.com

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